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Vnoska — the installment card:No interest or down payment

The Vnoska card allows your customers to buy everything in installments and enjoy shopping. You attract new customers, increase turnover and your income grows.

Increase your sales with Vnoska!

Attract new customers

When you connect to Vnocka's partner network, all cardholders become your clients from day one.

Receive revenue immediately after purchase

The store receives payment for purchase in full immediately. The client pays the deferred payments to the bank.

Increase your sales with Vnoska!

People buy from you more often

When paying with a Vnoska card, customers prefer to buy from you rather than from your competitors, who do not accept the card for payment.

Raise average check

Customers make even more emotional and spontaneous purchases. They are happy to buy expensive goods and services.

Marketing support

Stores offer their promotions, discounts and special offers to cardholders of the Vnoska cards in our mobile application.

Risk-free model

The partner bank and Vnoska guarantee that the store will receive money for each purchase, regardless of how the buyer pays for it.

All information about the brand of the store is in one place: the list of stores, terms of installments, working hours, etc.
It is easy for customers to find the store location on the map
Information about the next payment and all purchases made in installments is displayed clearly and transparently
Users receive personalized offers from stores: news, promotions, discounts and gifts

Vnoska App is an efficient marketing tool

  • icon/50/all info2@1x Created with Sketch.
    All information about the brand of the store is in one place: the list of stores, terms of installments, working hours, etc.
  • icon/50/map@1x Created with Sketch.
    It is easy for customers to find the store location on the map
  • icon/50/statistic@1x Created with Sketch.
    Information about the next payment and all purchases made in installments is displayed clearly and transparently
  • icon/50/personal@1x Created with Sketch.
    Users receive personalized offers from stores: news, promotions, discounts and gifts

How it works?

  1. The partner bank issues an installment card Vnoska with an approved purchase limit
  2. Vnoska cardholders make purchases in an affiliate network of stores without overpayments
  3. The store receives payment for goods and services immediately after the purchase
  4. Vnoska cardholders for the purchase in equal installments without interest to the bank
  5. The store transfers the Vnoska fee only for purchases made by the installment card
  6. Vnoska pays the bank a fee for providing installment cards to customers

How it works?

The partner bank issues an installment card Vnoska with an approved purchase limit
Vnoska cardholders make purchases in an affiliate network of stores without overpayments
The store receives payment for goods and services immediately after the purchase
Vnoska cardholders for the purchase in equal installments without interest to the bank
The store transfers the Vnoska fee only for purchases made by the installment card
Vnoska pays the bank a fee for providing installment cards to customers

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Boost your sales with Vnoska!

he integration process will be quick and easy. Make just 3 simple steps and get all benefits from our partnership.

  1. Fill out the application on the website and wait for the call of our specialist
  2. Sign the contract and send information about your company
  3. Place our sticker on the door or website and get Vnoska customers!
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