Apply for Vnoska card by 31.01.2022 in a bank office or online and get it free of charge.
| Interest rate on purchase/payment (annually) | 0% |
| Issuance of a card | |
| Annual card service fee | BGN 25 |
| Minimum repayment installment | Sum of the monthly installments on deferred payments |
| Card renewal | Free |
| Receiving a card in another office of the Bank | Free |
| Payment for goods and services | Free |
| Monthly card statement | Free |
| Statement on request at the Bank's office | Free |
| Choose and change of PIN | Free |
| Cash contribution to the Bank's ATM | Free |
| Annual fee for the service Automatic repayment of debt by direct debit | Free |
| Receiving card amounts through a terminal device (credit refund) | 1% |
| Certifies information on the card | BGN 1 |
| Send an SMS to a short number to receive a PIN | Collected by mobile operator (excluding VAT): A1/Vivacom - BGN 0.25 Telenor - BGN 0.24 |
| Reissuance of a card before the expiration date | BGN 10 |
| Change of credit limit/operating limits | BGN 10 |
| Card blocking | BGN 10 |
| Fee for reviewing the creditworthiness of the cardholder | BGN 10 |
| Card activation after 3 wrong PINs | BGN 10 |
| Unfounded claim for operation | BGN 10 |
| Exceeding the credit limit | BGN 10 |
| Late compensation (on an annual basis) | 10% |
| Account closing | Free |
| Remuneration interest | Not available |
The Vnoska card does not provide the opportunity to withdraw cash.
For more information about the changes you can visit the bank's website www.rbb.bg, or to contact the employees in the offices of Raiffeisenbank (Bulgaria) EAD and on the telephones of the Contact Center:
General conditions for payment instruments - credit cards for individuals and business owners
Framework agreement for credit limit on credit card for a natural person "Vnoska"